The IRS charges an excess accumulation penalty if a retirement account owner or beneficiary does not withdraw the required minimum distribution (RMD) for the year.

SAN DIEGO (KGTV) — If you were born before 1952 and have traditional investment plans, there are some important withdrawal requirements you need to meet or else you may have to deal with penalties.

Dave Ramsey has publicly argued – in interviews and on his radio program – that retirees can safely withdraw 8% annually from their portfolios, doubling the traditional 4% rule that has guided ...

The “right” safe starting withdrawal rate is a moving target, depending on equity valuations, bond yields, prospects for inflation, and a retiree’s own life expectancy and asset allocation, among ...

A report from Morningstar recommends the safe withdrawal rate for retirees in 2026 is 3.9% (1) — which is an increase from ...

Here’s What Your Retirement Spending Rate Should Be in 2026 New research shows that flexible withdrawal strategies can help you spend more in retirement. Christine Benz and Margaret Giles Dec 5, 2025 ...

Worried about outliving savings? Use a 3.9% withdrawal rate and dynamic strategies to secure retirement ...