The precious metal can help diversify your portfolio.

Picture waking up one morning to find the stock market down by double digits. Your retirement account, the one you've worked decades to build, has just lost thousands of dollars. Honestly, it's a ...

For decades, retirees have followed the guideline to withdraw 4% of their investment portfolio each year in retirement. This maximum withdrawal rate was believed to be a sure-fire method for ...

Life is full of milestones—and fortunately, for scheduling purposes, those milestones don't all happen at the exact same time. Think about the various savings goals you might have had across your life ...

Each of us, unless we're independently wealthy, needs a good retirement plan that outlines how much money we'll need to amass before we retire, how we'll get it, and how we'll withdraw from it in a ...

Learn how to fund your retirement cash bucket using appreciated assets, savings, and tax strategies before leaving the workforce. While most retirement portfolios include allocations to stocks and ...

Salvatore M. Capizzi is executive vice president of Dunham & Associates Investment Counsel Inc., which has been challenging industry thinking for 40 years. He authored a whitepaper (“Is Our Industry ...

After a volatile month for the stock market, many retirees are eager to find ways to protect their nest egg from future dips. No one can predict market moves, but retirees can use defensive strategies ...

Retirees, planners, and advisors alike have all used the 4% rule for decades now. Since its discovery in the 1990s, the 4% rule is very straightforward: You withdraw 4% of your savings in the initial ...

Too many retirement plans are built around a single savings target. In reality, longevity, healthcare costs, market ...