Raise your hand if you've already spent hours searching for gifts for friends and loved ones. This holiday season, skip the hunt for the perfect present and give people what they really want: money.

You can use a Visa gift card on Amazon with a special workaround. Make sure your Visa gift card is activated and you know the exact balance. Amazon doesn't let you split payments between gift cards ...

Vikki Velasquez is a researcher and writer who has managed, coordinated, and directed various community and nonprofit organizations. She has conducted in-depth research on social and economic issues ...