Penny Gusner is a senior insurance writer and analyst at Forbes Advisor. For more than 20 years, she has been helping consumers learn how insurance laws, data, trends, and coverages affect them. Penny ...

Travel insurance can provide valuable protection against trip cancellations, medical emergencies abroad, and lost luggage. The industry knows this, which is why it’s become incredibly skilled at ...

Zero Depreciation, also known as Bumper-to-Bumper cover or Nil Depreciation, is a claim-settlement modification. It doesn't ...

These additional benefits are usually referred to as riders or add-ons. Although they seem similar, they are not the same ...

Living Local 15 host Jessica Williams is joined by Joel Dunham, the CEO at Ovation Insurance, to discuss all that you need to consider when it comes to add-on insurance coverage. Learn more at ...

While accident insurance policies cover the basics, there are often limitations. Add-ons allow you to customise your policy, ...